credit checks in employment
California law could change way credit scores are calculated, affect job seekers
When your ability to get a job, finance a home or maintain a low credit card interest rate is dependent on having a stellar credit score, any negative event on your report — even as minor as missing a payment on a student loan or having a medical bill go into collections — can be…
Read MoreNew York City considering pre-employment credit check ban
once again introduced legislation that would prevent city employers from utilizing credit checks in determining whether a candidate is a good fit for a job. Jobs that require credit checks under state or federal law would, of course, be exempt from the new law, should it pass. Employers often utilize credit checks in determining whether…
Read MoreNAPBS: survey finds young adults don’t check annual credit reports
National Association of Professional Background Screeners (NAPBS), the association cited a survey conducted by the Consumer Federation of America and VantageScore Solutions that shows that millenials — those between the ages of 18 and 34 years of age — do not regularly check their own credit scores, and do not know as much about credit…
Read MoreWhy you should hire a screening service for pre employment background screening
A lawsuit was filed back in July 2013 against Swift Transportation of Arizona for improper pre employment background screening practices. The class-action suit was filed by several truck drivers, including James Ellis III, who complained that Swift Transportation violated the Fair Credit Reporting Act by failing to disclose that credit checks and criminal record checks…
Read MoreO’Reilly Auto Parts sued over pre-employment credit report violations
Three branches of O’Reilly Auto Parts stores are being taken to court in California after a prospective employee claimed that his employment offer was revoked after a credit check, and that he was not given the chance to review it for accuracy per the Fair Credit Reporting Act. Raphael Saye had received a job offer…
Read MoreEqual Employment bill fights against pre-employment credit checks
47 percent of employers request credit checks prior to hiring new employees. Nine states have already banned credit checks during pre-employment screening. The intent behind the bill is that poor applicants with credit problems may have a harder time finding employment than a similar candidate with good credit, and that sometimes the things one would…
Read MoreAttorney Generals oppose EEOC’s criminal records guidance
EEOC’s recent guidance on criminal record checks and the hiring of those with previous criminal convictions. According to the state AGs: The EEOC’s enforcement actions and Enforcement Guidance are an unwarranted expansion of Title VII of the Civil Rights Act. The EEOC cannot use Title VII and the prevention of racial discrimination in employment as…
Read MoreColorado becomes ninth State to prohibit credit checks for employment
Report: One in five consumers has error on their credit reports
report has found that one in five consumers – an estimated 40 million Americans – had an error on at least one of their three major credit reports. Additionally, five percent of consumers had significant errors on one of their credit reports that could affect their requests for auto loans and insurance. In the study,…
Read MoreEmployment verification: deciphering fact from fiction
background check process. Such employment verification will weed out fraudulent applicants that are unfit for the position, while opening up company doors to those whose claims are valid. When it comes to the employment history part of an employment verification process, you should require the applicant to submit a list of previous employers with dates…
Read More