Fair Credit Reporting Act
Return of the California disclosure form
After State and Federal courts in 2006 ruled that the California Investigative Consumer Reporting Law, Civil Code §1786 et seq. was declared unconstitutional, CRA’s were free to ignore the requirements of that law. However, towards the end of last year the California Supreme Court upheld the law in Conner v. First Student by un-complicating the…
Read MoreDish Network reaches a $1.75 million settlement for FCRA lawsuit
Top Class Actions reports Plaintiff Scott Ernst filed the lawsuit against Dish Network and the company performing the background checks in 2012, claiming that both companies used information in consumer reports to conduct background checks which is subject to strict requirements under the FCRA. The complaint also alleges that Dish Network used this information as…
Read MoreWhat is the Fair Credit Reporting Act (FCRA)?
Use of information An individual has the right to know how his or her information is used. Specifically, if any type of consumer report is used to deny credit or employment, a copy of the report needs to be given to the applicant. Contents of the file An individual has the right to know what…
Read MoreWells Fargo settles background check lawsuit for $12 Million
agreed to pay $12 million in order to settle a class action lawsuit brought against them for alleged violations under the Fair Credit Reporting Act (FCRA). Plaintiffs in the lawsuit claim that Wells Fargo Bank hired them, conducted a background check, and then used the results of the report to make an adverse employment decision to terminate…
Read More