credit checks
FTC warns data brokers of privacy violations
warning that their practices could violate the Fair Credit Reporting Act (FCRA) after a test-shopping operation by the FTC indicated the companies were willing to sell consumer information without abiding by FCRA requirements. The test-shopping operation was part of a worldwide privacy protection effort. FTC staff members posed as individuals or representatives of companies seeking…
Read MoreColorado becomes ninth State to prohibit credit checks for employment
Survey finds 22% of Americans have never checked their credit report
Report: One in five consumers has error on their credit reports
report has found that one in five consumers – an estimated 40 million Americans – had an error on at least one of their three major credit reports. Additionally, five percent of consumers had significant errors on one of their credit reports that could affect their requests for auto loans and insurance. In the study,…
Read MoreFCRA ruled constitutional by Federal District Court
AB 22 – what this means for California
pre-employment screening process. AB 22 (Mendoza) is currently moving through the 2nd house after making it out of the Senate Appropriations Committee on August 15th. While the bill provides exceptions in cases, it would largely prohibit a prospective employer from using consumer credit reports in the hiring process. Under existing state law, an employer may request a…
Read MoreFair Credit Reporting Act (FCRA) amendment
types of background checks available to landlords and companies, such checks are an integral way they ensure that their tenants or franchisees are honest and reliable. However, should you perform a credit check on an individual and find a problem, the rules have now changed. If you use a credit score and take adverse action…
Read MoreThe reality of child identity theft
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Read MoreMaryland passes legislation banning credit checks from employment screening
pre-employment background screening. It has joined Hawaii, Washington, Illinois and Oregon by curbing employers use of employment credit checks, and is another state who agrees that an individual’s personal financial situation should not be applicable when considering their ability to perform a job. Maryland Governor Martin O’Malley signed into law the Maryland Job Applicant Fairness…
Read MoreWhat can we expect for background screening in 2011
As 2010 draws to a close, we can take a look back on what has been quite a significant year in the background screening industry, and a look forward at what promises to be another challenging year ahead. The pre-employment background screening industry finds itself in a very different position than it was in this…
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