Credit checks in background screening an issue

As we predicted, credit checks involvement in pre-employment background screening has started to rear it’s head in 2011. Maryland State Delegate Kirill Reznik has introduced House Bill 87 that would prohibit Maryland employers from using a person’s credit report as a background screening tool for hiring and retention decisions. The Job Applicant Fairness Act exempts financial institutions, including banks and credit unions, and law-enforcement agencies that are required to perform credit checks. Reznik told the Huffington Post that the legislation is mainly intended to help blue-collar workers. “We’re not trying to target the CFOs or the folks involved in dealing with companies’ millions of dollars,” he said. “We mean nurses, school teachers, janitors, plumbers … blue-collar workers having trouble making ends meet, so that they don’t have one more hurdle to overcome.” Reznik also said the idea that a poor credit score says anything about one’s ability to perform in a job is a myth, emphasizing that there are multiple reasons for someone to have bad credit that extend beyond their ability to perform a job successfully. As another state begins the process of removing credit screening measures from background checks, what are your thoughts? Does someone’s personal financial situation reflect their ability to perform a job?]]>

You May Also Like

Check out these additional posts from Mind Your Business.

Protect Your Company with Background Checks

Earlier this month, Uber revealed it received over 3,000 reports of sexual assaults related to its 1.3 billion rides in the United States in 2018. While Uber has a screening process in place, it has been criticized as inferior to the rigorous process required for taxi drivers. Currently, Uber states it conducts an online screening…
Read More

Hire Qualified Seasonal Employees with a Certified Background Check

Black Friday 2019 is just weeks away, and retailers across the nation are already searching for qualified seasonal help. Finding good seasonal employees that are dependable, honest, and skilled in customer service means happier customers and larger sales. A worthy goal considering that last year Americans spent over $700 billion during the holiday season! Not…
Read More

Be Inspired: Podcast featuring MYB, Inc. Founder and CEO Karen Caruso

The word “no” can take you pretty far in life. Need proof? Listen to the podcast from September’s Power of Partnering Marketplace Conference. Karen Caruso, founder and CEO of MYB, Inc., reveals on GWBC Radio how the word “no” pushed her to use her existing job skills to create her own business. Learn how the…
Read More

Quality and Precise Results, On Time!

Let us know about your screening needs to get a custom quote. We work with businesses big and small as well as the government. Which means we have a package of solutions for your organization as well.